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9 Reasons
You And Your Pets Will Love
The Pet Health Matching Account
Very simply, the Pet Health Matching Account (PHMA®) is the ultimate source for savings on all of your pet’s veterinary expenses and needs because:
Superior Account Crediting: The PHMA® awards pet owners access to up to $2 or more in medical benefits for their pets for every $1 they contribute as the program progresses.
Flexible Monthly Payment Plans: You can switch to a higher contribution plan at any time based on your pets’ needs.
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Paid-Up Pet Benefits: Once your PHMA® account balance reaches its target account balance cap, your monthly contribution is drastically slashed and you will only have to pay a monthly maintenance fee to keep your account in force.
Guaranteed Account Growth: The monthly benefits awarded into your PHMA® account balance are guaranteed and increase each month (assuming no reimbursements).
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Guaranteed Issue: The PHMA® requires no upfront underwriting and will also allow you to cover every pet in your household!

No Concern Over Pre-Existing Conditions: The PHMA® will cover all of your healthy or unhealthy pets starting on Day 1.
Easy To Use!: Enjoy access to instant payments of all your veterinarian needs with your Pet Health Matching Account by simply swiping your PHMA® Pet Medical Reimbursement Visa® Prepaid Card directly at your vet’s office or complete and submit our simple mail-in reimbursement form with your itemized receipts.
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Track Your Benefits And Account Balance On A Daily Basis:
Check your current account balance and transaction history in real time through your PHMA® member portal and mobile app PHMA®.
Benefits Roll Over Year-To Year And For New Pets:
The benefits that you will be able to build, retain and roll over year-to-year inside of your PHMA® account balance will provide you with the invaluable security and certainty knowing all of your current and future pets and pet health needs will be covered.

â– You Choose The Pet Benefit Plan That Works Best For Your Needs: Pet Owners Can Select From A Variety Of Monthly Contribution Plans To Build Their Pet Medical Benefits To A Target Cap Amount From $2,500-$20,000
â– Flexible Monthly Payment Options: 6 PHMA® Product Options With Monthly Contribution Amounts Ranging From $40 Per Month To $259 Per Month Can Fit Any Pet Owner’s Budget And Includes The Ability To Scale Up The Monthly Contribution Amount And Its Corresponding Target Pet Medical Benefit Cap As Needed
â– Enjoy Paid-Up Pet Benefits!: No Further Monthly, PHMA® Pet Medical Benefit Contribution Once Plan Reaches Target Pet Medical Benefit Cap (Only Maintenance Fees Are Required)

To start your enrollment in the PHMA
To get assistance with enrolling in the PHMA
To learn more, contact an agent today.
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Quantricia Inman
Life and Health Insurance Agent
As a licensed agent and agency principle of InCompass USA, I am committed to providing simplified insurance solutions and quoting catered to an individual's, family's or small business' particular needs. Although there is not a one size fits all benefits package, the experience will be easy and enjoyable, all the same. It's as simple as you tell me what type of coverage you want, and I will create the package for you. Or, if you are not sure what insurance coverages are available to you, you and I can simply talk and I'll show you carrier highlights based on your personalized needs assessment.